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From Don's Desk

mortgages

The Housing Market Boom: Hurdles Ahead


May 04 2010

Real estate has played a central role in the recent recession and the ongoing recovery from it. It was the collapse of the US sub-prime mortgage market that touched off the global downturn. And here in Canada, a quick resurgence in residential real estate has been a big driver of what so far has been fairly solid economic recovery.

ACIC lending policies include strong safeguards


Mar 02 2010

The type of mortgages that most people are familiar with are residential ones, secured against a house or condo and usually held by someone who lives in the property. In contrast, ACIC issues mortgages to real estate entrepreneurs, usually secured against commercial or multi-unit residential buildings.

Tenants quality is key to commercial financing


Aug 03 2009

Commercial real estate financings are an important part of ACIC’s diversified investment strategy and currently make up about 40 per cent of our mortgage portfolio. Yet there’s been a fair bit of uncertainty expressed lately about this sector of the real estate market…

Real Estate Impacts and Outlooks Confirmed


Jul 01 2008

The Bank of Canada’s most recent Financial System Review confirms some key assessments and expectations relevant to investment and real estate markets…

Investment Strategies for After the Boom


May 01 2008

Is one of the most sustained and spectacular real estate booms in Canadian history truly at an end? That was one commentator’s attention-grabbing take on new residential sales figures recently released by the Canadian Real Estate Association (CREA)...

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