http://www.acicinvestor.caMortgage Investment Corporation – All Canadian Investment Corporation Recently Posted News ItemsENSat, 19 May 2012 00:00:00 GMThttp://www.acicinvestor.caadmin@acicinvestor.ca (Your Real Name Here)Mortgage Investment Corporation – All Canadian Investment CorporationWebsite Baker CMS RSS News Feed2012-Apr-27, 13:47(Administrator 2012-Apr-27, 13:47) No one can predict with certainty where interest rates will be a few months down the road. But there are hints and indicators worth paying attention to, and lately some of them have been suggesting that rates here in Canada may go up sooner than expected.http://www.acicinvestor.ca/pages/posts/are-the-days-of-cheap-borrowing-numbered191.phpAdministrator2012-Apr-27, 13:46(Administrator 2012-Apr-27, 13:46) Some recent research from the International Monetary Fund points an accusatory finger at household debt – suggesting it’s a key factor sustaining the economic pain in countries like the United States, which continue to struggle to recover from housing market collapses.http://www.acicinvestor.ca/pages/posts/debt-burdens-hold-back-economic-recovery192.phpAdministrator2012-Apr-27, 13:46(Administrator 2012-Apr-27, 13:46) A recent report by a major international consulting firm contained a mix of both comforting and unsettling conclusions, according to media reports. Looked at in macro terms, Canada’s “retirement system” was deemed to be in comparatively good shape, with government programs, pension plans and personal savings adding up to $3.8 trillion in assets.http://www.acicinvestor.ca/pages/posts/the-canadian-retirement-outlook193.phpAdministrator2012-Apr-02, 15:29(Administrator 2012-Apr-02, 15:29) Opinions on the outlook for real estate markets often vary dramatically, but at least one major bank recently struck a fairly reassuring tone on the perennial “bubble” question.http://www.acicinvestor.ca/pages/posts/housing-market-ldquobroadly-balancedrdquo-bank-says190.phpAdministrator2012-Apr-02, 15:27(Administrator 2012-Apr-02, 15:27) Registration is now open for ACIC’s signature community sponsorship, the annual Links to Learning Golf Tournament. Last year’s event raised close to $10,000 to support scholarship, bursaries and student services at the Salmon Arm campus of Okanagan College.http://www.acicinvestor.ca/pages/posts/ldquolinks-to-learningrdquo-open-for-registration189.phpAdministrator2012-Apr-02, 15:25(Administrator 2012-Apr-02, 15:25) We all want to get the most from our investments, especially as we get older and begin to rely more directly on the income they earn. But can less sometimes be more? Quite possibly, yes.http://www.acicinvestor.ca/pages/posts/striking-the-right-balance-on-investor-returns188.phpAdministrator2012-Mar-06, 12:55(Administrator 2012-Mar-06, 12:55) A mortgage on a multi-unit development-phase project in the Royal Oak area of Burnaby, BC was paid out last month. With an interest rate of 11.5 per cent, and a term that ended up being a little less than two years, the loan generated a total return to ACIC of about $285,000.http://www.acicinvestor.ca/pages/posts/burnaby-project-generates-nearly-300k187.phpAdministrator2012-Mar-06, 12:28(Administrator 2012-Mar-06, 12:28) In a confirmation of the current low-return investment climate, the Canada Pension Plan Investment Board (CPPIB) has reported a rate-of-return of 2.1 per cent, based on investment income earned during its most recent quarter. While that compares favourably to its five-year annualized return of 1.8 per cent, it’s well off 10-year returns of 5.7 per cent.http://www.acicinvestor.ca/pages/posts/pension-plan-returns-reflect-market-challenges186.phpAdministrator2012-Mar-06, 12:28(Administrator 2012-Mar-06, 12:28) The early weeks of a new year, and the approach of the RRSP contribution deadline, always generate a slew of investment-related advice and prognostications. Sifting through some of them, I’ve noticed a surprising focus on a basic concept: diversification.http://www.acicinvestor.ca/pages/posts/the-basics-matter-even-in-volatile-times185.phpAdministrator2012-Feb-06, 17:01(Administrator 2012-Feb-06, 17:01) Is the dream of a white picket fence surrounding four walls of your own coming to an end? Not entirely, I’m sure. But I think we are seeing a re-alignment in housing demand throughout much of Canada, with implications for real estate investment.http://www.acicinvestor.ca/pages/posts/a-changing-take-on-home-sweet-home182.phpAdministrator2012-Feb-03, 13:52(Administrator 2012-Feb-03, 13:52) ACIC was recently paid out on a $600,000 second mortgage secured by an undeveloped property in downtown Abbotsford. This financing delivered a competitive 12.5 per cent return to ACIC investors since it was first issued four years ago.http://www.acicinvestor.ca/pages/posts/downtown-abbotsford-financing-yields-12-per-cent184.phpAdministrator2012-Feb-03, 13:51(Administrator 2012-Feb-03, 13:51) The long run of remarkably low interest rates looks set to hold for a while yet, according to a recently released commentary from TD Economics. Motivated by the continued financial crisis in Europe and weakness in the global economy as a whole, central banks are expected to “keep the easy money flowing for the foreseeable future”.http://www.acicinvestor.ca/pages/posts/outlook-for-interest-rates-remains-low183.phpAdministrator2012-Jan-06, 19:11(Administrator 2012-Jan-06, 19:11) The real estate requirements of the baby boom generation have always been a big driver of market trends, and there’s no reason to expect that will change now. A recent commentary from the Conference Board of Canada explored some of the implications of this now more advanced-in-age demographic bulge.http://www.acicinvestor.ca/pages/posts/a-graying-trend-in-housing-demand181.phpAdministrator2012-Jan-06, 19:10(Administrator 2012-Jan-06, 19:10) ACIC recently issued a $1.7 million first mortgage secured by a 28-unit apartment complex located on southern Vancouver Island. This enabled the borrower to act quickly on the opportunity to acquire this property, the units in which are currently renting for well-below market rates in this sought after part of the province.http://www.acicinvestor.ca/pages/posts/tight-rental-market-creates-opportunity-for-value-boost180.phpAdministrator2012-Jan-06, 19:09(Administrator 2012-Jan-06, 19:09) “If not for what’s happening elsewhere in the world, Canada would be on fire.” That’s one of the more colourful comments from the hundreds of experts whose views are reflected in Emerging Trends in Real Estate 2012, an extensive annual trends and forecast report prepared by the Urban Land Institute and PricewaterhouseCoopers.http://www.acicinvestor.ca/pages/posts/ldquoemerging-trendsrdquo-look-largely-good-for-canada179.phpAdministrator